|The Bank of North Carolina
In this article is a brief list and description of banks found in the
state of North Carolina.
The Bank of North Carolina opened to customers in December 3, 1991 and
has claimed to reach its greatest taste of success in 2006. What started
out as a bank that has experienced turbulence on its first periods have
grown into a successful banking institution, with branches opened in
Archdale, Greensboro, Harrisburg, High Point, Kernervile, Lexington,
Northern Davidson County, Dark Ridge, Salisbury and Thomasville. There
are also loan centers located in Mooresville and Winston-Salem.
Currently, the bank is led by Swope Montgomery.
The bank offers services that fit for individuals and businesses.
Personal banking services include checking accounts, saving account,
loans and credit, mortgages, investment service, college saving plans,
insurance and other packaged services such as telephone banking, online
banking, ATM cards, wire transfers, direct deposit and safe deposit
boxes, Business banking services include deposit services (small
business account, commercial banking, non-profit checking, commercial
interest checking or money market account), information and control
services, loans and credit, remote deposit capture, merchant services,
insurance and packaged services including check card, online banking,
business loans, real estate loans, equipment loans and vehicles lease.
Featured in Greensboro is its only locally owned community bank, the
Carolina Bank which began operations in 1996 at the Friendly Shopping
Center, known before as the Carolina Savings Bank. It started out as a
savings bank and was immediately replaced into a commercial bank. The
bank has grown immensely in a shot period of time, currently operating
six banking locations in Greensboro (Friendly Center, Jefferson,
Lawndale), Asheboro, High Point, and Burlington. The bank gained its
greatest achievement in 2006 after surpassing $400 million in assets.
Personal banking service that Carolina Bank services include various
checking accounts (smart choice banking, value checking, regular
checking, club checking, premier checking etc), savings accounts for
students and regular individuals, certificates of deposit, individual
retirement account (IRA), loans (consumer loans, home loans, home equity
line of credit, executive banker line of credit, overdraft protection
account), and electronic banking. Business banking services include
checking accounts (business checking, commercial checking, commercial
sweep checking and non-profit checking), money market accounts, regular
saving account and certificates of deposit. They also have mortgage
banking services which include conventional fixed-rate and adjustable
rate mortgages, home improvement, refinancing, jumbo financing, debt
consolidation, balloon loans and fixed-rate interest-only loans.
Other recommended banks in the state include First-Citizens Bank & Trust
Company, The Heritage Bank, Southern Bank and Trust Company, RBC Bank
branches, Wood Forest National Bank, The Fidelity Bank and more.